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Entering into an installment agreement is one way for a judgment creditor and their debtor to resolve an outstanding money judgment. All is well as long as both parties live up to their responsibilities. But what if the debtor fails to make installment payments? What are the creditor’s…

One of the most interesting things about what we do as a judgment collection agency is learning about how various states regulate money judgments and collection. Needless to say, the states don’t all do things the same way. For example, did you know that Utah automatically imposes a 28-day…

We get our fair share of tough questions from clients. As a judgment collection agency, one of the toughest questions for us to answer is this: what kind of time commitment am I looking at? Clients ask with hope that we can give them a ballpark figure based on the typical judgment case. The…

You have won a money judgment against a debtor with modest means. You had hoped to collect the full amount plus late fees, legal fees, court costs, and interest. Yet now the debtor is offering a lesser amount as a lump sum payment. Should you take it? It’s a Normal Offer If this is…

A strict set of rules and procedures governs judgment collection in Utah. Judgment creditors need to stick by them if they hope to get paid at some point. Therefore, it is in a creditor’s best interest to learn as much as possible about how the system works. Here is a good example: the ex…

Whenever Judgment Collectors takes a new case, we start by looking at all the available information pertaining to the debtor’s income and assets. Our position on this does not differ from a judgment creditor who attempts collection on their own. Information is key to figuring out how to…

Collecting a money judgment is rarely easy regardless of the state you’re talking about. But collection is harder in some states than others. Take Texas. We work on money judgments in the Lone Star state. We can tell you that it can be a real challenge. The biggest disadvantage to creditors…

Successfully collecting a money judgment in Texas often hinges on what the judgment creditor does in the weeks and months immediately following the judgment being recorded. Doing the right things in the early stages increases the chances of getting paid. That’s one of the things we’ve…

We previously published a blog post explaining what the abstract of judgment is and why it matters to judgment creditors. The post led to a secondary question among some of our clients: what does ‘indexing’ an abstract of judgment mean? Indexing is a technical term relating to how an…

Civil litigation has its own language. There are so many terms the general public doesn’t know. For example, take the ‘abstract of judgment’. Do you know what it is and why it matters? Our role as a judgment collection agency demands that we understand the abstract of judgment….

You have won a money judgment against a debtor who owes you a substantial amount of money. Unfortunately, you have also gotten a letter from his attorney explaining that he has no nonexempt assets. You don’t even know what that means. Well, it’s not good news, that’s for sure. The…

We fully understand how frustrating it can be to work on collecting a money judgment for years, only to walk away with nothing but a headache. You spent countless hours along with significant financial resources, and for what? Now you are ready to give up. Before you give up, can we at least talk?…