September 1, 2023
Judgment collection agencies don’t automatically accept every case they are offered. Indeed, collection agencies assess cases on an individual basis. Each case has its own merits to consider. For their part, the collection agency wants to make sure it’s not getting into a situation in…
Read MoreAugust 29, 2023
Although the Judgment Collectors main office is in Salt Lake City, UT, we are active in 11 states. Missouri is one of them. Like every other state in the union, Missouri has some unique rules governing debt collection and judgments. If you or your business are in Missouri, how much do you know…
Read MoreAugust 24, 2023
Filing judgment liens is one of the major debt collection tools judgment creditors in Michigan have at their disposal. A judgment lien establishes a legal and financial interest in a piece of real property owned by the debtor. The lien prevents the debtor from selling the property without using the…
Read MoreAugust 22, 2023
The general rule among states regarding the length of time judgment creditors have to collect places a statute of limitations on judgments. Michigan is no exception. Their statute of limitations is 10 years. However, that does not mean failing to collect within the 10-year period brings a judgment…
Read MoreAugust 17, 2023
A fair number of the judgments entered in county courts around the country relate to unpaid business-to-business (B2B) debts. A vendor takes a client to court over unpaid invoices, expecting that a judgment will fix everything. Sometimes seeking a judgment is the only way to go. But if going to…
Read MoreAugust 8, 2023
Collecting outstanding judgments is not always the easiest task. It can take a lot of time and energy. It can be frustrating when debtors do not cooperate. Trying to collect can be so demoralizing that you just want to throw up your hands, walk away, and forget about it. Wouldn’t it be nice…
Read MoreAugust 4, 2023
Debt collection agencies in our industry need to always be cognizant of the judgment-proof debtor. Though legitimately judgment-proof debtors are the exception to the rule, they are out there. When we run into one, trying to collect on their debt is usually not worth it. There are reasons that an…
Read MoreAugust 1, 2023
Protecting one’s credit was often strong motivation to pay up when a civil judgment was entered against a debtor. Judgment debtors with legitimate resources would have rather paid what they owed than face the consequences of having a judgment show up on a credit report. But that is no longer…
Read MoreJuly 25, 2023
It is not unusual in our business to take on judgments entered as a result of default or settlement. In fact, it’s the norm. Default judgments and settlements dominate the debt collection lawsuit landscape. Furthermore, it is not accidental. There are particularly good reasons explaining this…
Read MoreJuly 21, 2023
As a judgment collection agency operating in Kentucky, we have worked with all sorts of good people trying to collect bad debts in the Bluegrass State. We’ve learned a thing or two about how the system works in Kentucky, including the fact that the state has a longer-than-average statute of…
Read MoreJuly 18, 2023
Like every other state in the union, Kentucky has an explicit set of rules governing civil judgments. The rules cover everything from how civil lawsuits are instigated to the amount of time creditors have to collect judgments entered in their favor. With those rules comes terminology. If you…
Read MoreJuly 11, 2023
It is no secret that the vast majority of judgments entered by U.S. courts forever remain uncollected. It’s not that collection is impossible. Rather, it is a matter of judgment creditors not knowing the best ways to go about collecting. Many do not understand the value of debtor assets and…
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