One of the most common misconceptions in civil litigation is that obtaining a judgment against another person or entity guarantees full payment of a debt owed. Such is not always the case. As a judgment collection agency active in Texas, we can say that this is certainly not the case in the Lone Star State.
To help drive home the point, here is a quote taken directly from the Texas State Law Library:
“If the court grants you a judgment for the debt owed to you (sometimes referred to as a judgment creditor), that does not automatically mean you will get the money owed to you. You will need to take steps in order to try and collect the money owed to you.”
Taking steps to collect is known as enforcement. Courts only involve themselves in enforcement through limited means – like approving a creditor’s request for a Writ of Execution. But civil courts cannot and do not enforce judgments the same way criminal courts enforce sentencing.
It Is Up To The Creditor
Texas’ Rules of Civil Procedure outline exactly how judgments can be enforced in the state. In a nutshell, enforcement is up to the creditor. Judgment creditors can enlist the help of attorneys, judgment collection agencies, and private investigators to do what needs to be done. But ultimately, it is the creditor who must enforce the judgment.
This could explain why so many judgments are never fully paid. Creditors who know very little about judgment collection struggle to maintain contact with debtors. They struggle to discover assets and leverage the enforcement tools they are allowed under the law.
You Can’t Go Wrong with Help
As a Texas judgment collection agency, we take the position that you cannot go wrong with help. The service we offer is not unlike most other services. We offer a service that we specialize in to companies and other entities that specialize in something else entirely.
We might work on a case turned over to us by a construction company. That company specializes in building things. Debt collection is not their forte. Just like we would never attempt to build a house, that construction company really shouldn’t attempt to collect its outstanding judgment. They should contact us instead.
We handle judgment collection so that our clients can get back to doing what they do best. We take on the responsibility of locating judgment debtors and making contact. We put in the hard work necessary to discover assets. We scour public records, search for information online, etc.
Your Risk Is Minimal
One of the benefits of turning your case over to Judgment Collectors is minimizing future financial risk. We work on consignment, meaning that we only get paid if we succeed in collecting. If we fail, you don’t owe us a penny.
We also assume all the costs of doing what we do. By turning your judgment over to us, you immediately stop spending your money and time on pursuing an outstanding debt. You and your team can get back to serving your customers the way they deserve to be served. We go about our business of helping you enforce your outstanding judgment.
The Ball Is in Your Court
If you have obtained a civil judgment against another person or business entity, the ball is now in your court in terms of enforcement. Obtaining a judgment is no guarantee you will actually get paid. Now that you know this, we hope you will consider working with Judgment Collectors. As a collection agency that specializes in judgments, we want to see your judgment paid.