Category: debt collection

In the judgment collection arena, we frequently encounter debtors who are judgment-proof for all practical purposes. But we also encounter debtors who try to make themselves appear judgment-proof by hiding their assets. Most of the tactics they use are both traceable and legally reversible. But if...

One of the first things a judgment collection agency will do when taking on a new case is begin the search for debtor assets. Things like real estate and high-value collectibles act as very strong leverage to encourage payment. The question for many creditors-turned-collectors is how to find assets...

Judgment collection agencies work on cases involving both individual and business debtors. The key principles of collection apply across both types, but collecting from a business debtor is distinct in a number of ways. It is arguably more complicated as well. If you are trying to collect from a...

Collecting an outstanding judgment from a living debtor is challenging enough. But what if that debtor passes away? Then what? Collection suddenly gets more difficult. A creditor struggling prior to the debtor’s death will experience new challenges after his passing. Death Doesn’t...

Entering into an installment agreement is one way for a judgment creditor and their debtor to resolve an outstanding money judgment. All is well as long as both parties live up to their responsibilities. But what if the debtor fails to make installment payments? What are the creditor’s...

You have won a money judgment against a debtor with modest means. You had hoped to collect the full amount plus late fees, legal fees, court costs, and interest. Yet now the debtor is offering a lesser amount as a lump sum payment. Should you take it? It’s a Normal Offer If this is...

Winning a monetary award in a civil court case is the start of what is often a long and arduous process of debt collection. It is not unusual for judgment creditors (the winning parties) to attempt to collect on their own. We would never begrudge someone for doing so. But we do think it...

The best piece of advice we can offer anyone just beginning the lengthy process of collecting a money judgment is to be prepared to invest a lot of time. How much time? We cannot say for sure. Every case is different. But we can answer the question with one of our own: how long...

In our business, there is a type of debtor we refer to as being ‘judgment-proof‘. This is a debtor with no realistic means to pay and no reasonable prospects for the future. Judgment-proof debtors cannot be collected from, at least in the short term. But things could change in the long...

Idaho is one of nearly a dozen states Judgment Collectors operate in. We help clients throughout the Gem State collect outstanding money judgments. Our clients can be retail businesses, landlords, and even individuals who have won money judgments against other parties. Consistent to every case is...