debt collection

How Long Is Too Long to Continue Collection Efforts

The best piece of advice we can offer anyone just beginning the lengthy process of collecting a money judgment is to be prepared to invest a lot of time. How much time? We cannot say for sure. Every case is different. But we can answer the question with one of our own: how long...

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debt collection

The Top 3 Conditions That Make a Debtor Judgment-Proof

In our business, there is a type of debtor we refer to as being ‘judgment-proof‘. This is a debtor with no realistic means to pay and no reasonable prospects for the future. Judgment-proof debtors cannot be collected from, at least in the short term. But things could change in the long...

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debt collection

Collecting Money Judgments in Idaho: A 4-Step Process

Idaho is one of nearly a dozen states Judgment Collectors operate in. We help clients throughout the Gem State collect outstanding money judgments. Our clients can be retail businesses, landlords, and even individuals who have won money judgments against other parties. Consistent to every case is...

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debt collection

Top 5 Reasons to Bring in Judgment Collectors in 2025

The new year is finally upon us. And with it, we expect to see plenty of opportunities to help judgment creditors collect what they are owed. How about you? Are you looking at an unpaid judgment that you are wondering how you will collect over the next 12 months or so? We are a...

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debt collection

The Statute of Limitations Is Coming Up What Should I Do

As a collection agency specializing exclusively in judgments, we have our fair share of frequently asked questions. One we hear a lot goes something like this: “The statute of limitations on my judgment is coming up. What should I do? This question stems from the reality that judgments have...

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debt collection

What Creditors Need to Know Before Debt Collection and Why

It is fair to say that the modern world runs on data. And data is information, right? Absolutely. Moreover, information is as crucial to collecting judgments as any other business endeavor. Creditors need as much information as possible so as to properly inform their decisions. Also note that...

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debt collection

Valid Reasons for Accepting Less Than the Full Judgment A...

You have taken another party to court and won a sizable money judgment. Now it’s time to collect on that judgment. The debtor’s attorney contacts you and offers immediate payment if you agree to accept less than the full amount. What should you do? Should you accept the deal or hold out...

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debt collection

A Civil Lawsuit Takes Debt Collection to the Next Level

In our business, we work with clients who have taken other parties to court and successfully sued them. Many of our clients originally filed debt collection lawsuits against debtors who failed to pay what they owed. The big question is, why sue? In simple terms, a civil lawsuit takes debt...

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debt collection

Knowing Why a Debtor Won’t Pay Could Make a Difference

It would be nice for judgment creditors if every court case ended with prompt payment of any monetary award granted by the court. But that’s not how things generally work. Oftentimes, it takes a while to get paid. Judgment debtors have their reasons for either slow-walking payment or not...

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Judgment Collection’s Two Main Players: Creditor an...

The debt collection industry is like any other in the sense that it has its own vocabulary. Take judgment collection. The two main players in any judgment collection scenario are the judgment creditor and judgment debtor. Don’t worry if you are unfamiliar with these two players. You are about...

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