The Best Strategies for Judgment Collection Vary by Case

We encourage our clients to turn their judgment collections over to us for a number of reasons. The first reason is found in all the tools available to our agency. Yet not every tool is appropriate for every circumstance because the strategies for judgment collection vary from case to case. Has your organization attempted to collect judgments in the past? If so, have those tasked with the job found it difficult to figure out the best strategies? That is normal, as each case is different. Indeed, the details of a case determine the best strategies for pursuing it. Collecting Can Be Frustrating We get the fact that trying to collect on out...

Published March 1, 2022

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Can I File a Judgment Against a Debtor Who Won’t Pay?

General debt collection and judgment collection are two separate things. However, one can morph into the other. It happens so often that people are confused over whether debt collectors can file judgments. If you have ever wondered yourself, step back and take a breath. Obtaining a judgment requires going to court whether you've hired a collection agency or not. Obviously, any hopes of preventing a debt from reaching judgment stage hinges on the debtor paying what is owed. It's best if the debtor works with you to make payment. Unfortunately, debtors have a habit of ignoring their debts. You may have to begin collection efforts that ultima...

Published February 14, 2022

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Yes – Judgments Are Subject to Statutes of Limitations

One of the more common questions we hear is whether a judgment is subject to a statute of limitations or not. We often get this question after a client has tried unsuccessfully for years to collect on an unpaid judgment. That aside, the answer to the question is pretty straightforward: judgments are subject to statutes of limitations. States govern civil litigation and judgments differently. On average, the statute of limitations on a civil judgment is anywhere between seven and ten years. Here in Utah, where Judgment Collectors is based, the statute of limitations is eight years. The good news is that judgments can be renewed. Creditors d...

Published January 25, 2022

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What Happens When a Lawsuit Ends in Judgment?

No case we work as judgment collectors originates with us. We collect unpaid judgments which, by default, are the result of court action. Therefore, every case we work originates in civil court, where a debtor loses the case and has a judgment entered against them. So what's the process? What actually happens when a lawsuit ends in judgment? The states have somewhat different laws when it comes to civil lawsuits, judgments, and collections. Furthermore, collection practices may differ depending on whether the debtor is an individual, private business, or public corporation. But despite any state-by-state differences, general procedures rem...

Published January 11, 2022

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When Collecting Judgments, It Pays to Know a Debtor’s Assets

If we could point to one thing that most of our collection efforts ride on, it would be debtor assets. After all, a debtor without assets may be legitimately unable to make good on their debt. That's why it pays to know a debtor's assets. If we know what a debtor owns, we can find a way to get the judgment taken care of. Our job as judgment collectors is to use the tools and methodologies available to us to uncover debtor assets. Once uncovered, we have leverage to encourage the debtor to pay. Oftentimes that means being able to work out a payment agreement to the satisfaction of everyone involved. Other times, we are left with no choice b...

Published December 28, 2021

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Judgment Collectors and Collection Agencies: The Differences

Judgment Collectors is a firm that specializes in collecting unpaid court judgments. You could make the case that we are a collection agency of sorts. However, there are some key differences between general debt collection and judgment collection. As such, collection agencies that market themselves as judgment collectors go above and beyond general debt collection. If this all sounds confusing, don't worry. It is not unusual for new clients to not fully understand how judgment collection works when first contacting us. They don't fully understand that specializing in judgment collection requires us to do things a bit differently. Gene...

Published December 14, 2021

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